According to a recent poll of 1,000 small and medium-sized enterprise (SME) owners, 73% reported taking on more roles than expected, with 84% feeling like a 'Jack of all trades' in their work environment. The survey, commissioned by AXA UK as part of its ‘Being self-employed shouldn't be a risk' campaign, revealed that many owners juggle responsibilities such as accounting, social media promotion, and legal matters. Tara Foley, CEO of AXA, stated: “Running a small business is incredibly rewarding but it also presents a multitude of challenges.” The research highlighted that 61% of owners struggle with time management, while 45% face unpredictable cash flow. Despite the challenges, 10% found running their business easier than anticipated, while 33% felt it was more difficult.